Trends of Microinsurance in India
Microfinance in India has largely been driven by credit products of microfinance institutions (MFIs), and microinsurance has remained a secondary choice for financial inclusion. However, recently, many important developments have taken place in the Indian microinsurance sector. Though India has experimented a lot with microinsurance, the sector is still driven by supply-led interventions.
Moreover, the insurance providers, still, seek government subsidies and donor funding in order to achieve financial viability in preference to designing market-led, sustainable schemes. A strategic perspective towards microinsurance together with innovations in technology and assessment of client demand, probably holds the key to the future of microinsurance in India.
Read more: http://www.microsave.org/briefing_notes/india-focus-note-49-trends-of-mi...
need contacts
Hi
I am not sure if this is the right forum to place this query - but I could not find any other category that would match...
i need contacts of my batchmates - Apurba Mishra, Subhrojyoti Bharali, and Himato - all Prm 18 and based in/around North - East India. I searched the database but could not locate them. if some has their contacts would be great if you could pass it on to me
Rural Management Education in India: A Retrospect
I feel greatly humbled and extremely honoured to deliver the Kuchibotla Vasanthi Foundation Lecture. I do not think I deserve this honour going by pure merits, but I have accepted this invitation only out of my deep respect for Dr.Kameswara Rao and Jyotirmayigaru. Vasanthi was my student when I was teaching at the Institute of Rural Management, at Anand (IRMA). She was a very sensitive student, eager to make a difference. Unlike many students of management, she maintained a very low profile and was hardly seen. However, she was a strong girl of convictions and this was clearly reflected in her choice of projects and later a job in remote Orissa, with a leading developmental organization Gram Vikas. I first met Dr.Kameswara Rao when Vasanthi was on her field work at Madanapalle with the then National Tree Growers Cooperative Federation. But I really got to know him and his family much better after the passing away of Vasanthi when I also shifted to Hyderabad in search of a break from my academic pursuits. It was then that I realized how much of an influence parents could have on a young child with convictions. They have borne the loss of their daughter constructively and with courage. They have unfailingly kept in touch with her contemporaries, organized academic events and are living her memory in a very constructive manner. It is this commitment and love that brings me here much more than my own intrinsic merit.
While it would have been simpler for me to talk about a subject that I am involved with – microfinance, I thought I may do a greater justice to the memory of Vasanthi if only I talked about the context in which I came to know her – rural management education. I know that talking about this may not be possible with the academic rigour I would have liked to, but nevertheless, I thought I would bite the bullet as one who chose this path earlier than Vasanthi, have lived through the joys and frustrations of having had rural management education and have also interacted with many youngsters in whom I see my own youth, Vasanthi’s memories, and a dream to make a difference. Thus this lecture is as much a talk about my own personal journey in this field as it is a commentary on my perceptions on where we are headed. Obviously I have only questions and no answers for several of the issues that I raise